Easy Applications – 5 Minutes

Fast Decisions – From 4 hours to 2 days

Equipment Loans & Leasing

ALL CREDITS!

Great Credit? Great rates and Great terms!

Challenged Credit – Quick Approvals > Cash to Grow your business and re-establish Credit

Merchant Cash Advances

ALL CREDITS!

Prompt turn times with 3 months bank statements, and we approve credit down to 500 Credit Score!

NO Credit? We approve with 6 months in business + 3 months of bank statements.

Fast Turnarounds

ALL CREDITS!

States Lending has direct relationship with Lenders for A+ credit, Near Prime and we specialize in weak or poor credit.

If your local bank isn’t interested – WE ARE!

what is loan service

Most of our clients are needing help right now. If you need money in 60 days, have great credit, tons of cash in bank, your local bank is ready…

…but if you need CASH, Working Capital, a piece of work equipment, and you need it YESTERDAY, we can help!

Send in App > Get Approved!

*Most credit apps approved same day/next day!

Easy Apply

Most Clients can complete our easy online form from your computer or phone…in about 10-15 minutes! For higher balance loans, and more complex lease transactions for work equipment, more paperwork will be required, usually including uploading 3-6 months of bank statements.

We are driven by APPROVALS

States Lending is built upon YOUR SUCCESS! Yes, if you succeed, we do also! Decades of bank turn-downs, stringent terms, slooooow underwriting, have taught us banks are dependable for one thing, checking accounts. (and fees right?)

“My Coffee Roasting equipment died…States Lending got me approved same day, equipment next day!

JANET in Oklahoma City

“I needed a new bulldozer for a job I bid on, and I needed it Monday. Got approved on a Wednesday, got equipment on Friday, started job on Monday. Yes, I recommend States Lending!

WILL in Fort Worth

“I wasn’t smiling earlier in the week. Today, I got a Merchant Cash Advance with States Lending! The entire process took 2 days to fund, THANKS!”

Raphael in Chicago

WE SPECIALIZE in Challenged Credit / Poor Credit

Call or Text: (888)707-5176